The Mukhyamantri Amrutum Yojana is a health insurance scheme started by the Gujarat government on September 4th, 2012. It was first created only to serve persons in the state’s lowest income brackets, i.e. those living below the poverty line (BPL). Later incarnations of the MA Yojana, on the other hand, expanded benefits to lower-middle-class families as well. This is a comprehensive health insurance plan that covers the full medical situation, from diagnostic tests to post-hospitalization treatment. Mukhyamantri Amrutam Vatsalya is a true blessing for those in need.
Mukhyamantri Amrutum Yojana Features and Benefits:
Mukhyamantri Amrutam Vatsalya is a wonderful example of a health system that is actually designed to benefit the people. The following are the plan’s features:
- The scheme’s beneficiaries are not required to pay any fees for enrollment or insurance premiums. This is a completely state-funded scheme.
- As an incentive, ASHA workers who assist BPL families in registering for the plan are awarded Rs. 100/- every family.
- Mega and General Health Camps are held on a monthly basis at the district level, with the assistance of both private and government-empanelled hospitals.
- With the assistance of an IT firm named (n)Code Solutions, dedicated data centres and servers are employed to store and handle data.
- Processes such as claims and other services are completely paperless.
- Services approved by the International Society for Quality in Healthcare pay 10% more than package rates to hospitals.
- Empanelment of both private and public/trust/Grant-In-Aid hospitals in order to foster healthy competition.
Eligibility Criteria for the Scheme
MA Amrutam Yojana eligibility is restricted to select low-income families. If your income exceeds the pre-determined threshold, or if you do not work in a certain occupation, you may be denied enrollment in the plan. Consider the following eligibility requirements:
- A household that falls below the poverty line (BPL). The State Government compiles this list. To be eligible for the MA Yojana, all members of the family must be present.
Enrollment Process
A list of families is maintained by government authorities such as Talukas and Civic Centers. The list only includes families with an annual income of less than Rs. 4 lakh. The same list of households can also be found on the MAGujarat website on an online BPL search page. This list is used as a reference by any vendor involved in the enrollment process. The MA Vatsalya lists are generated dynamically depending on the income certificates of families.
Beneficiary family members should visit kiosks at Taluka or Civic Centers in their area to enrol in the “MA” and “MA Vatsalya” programmes. To reach the greatest number of eligible families possible, the State Government has also implemented mobile kiosks at the local level.
The Taluk office, Civic centres, and mobile kiosks are fully equipped with all of the hardware needed for the enrollment procedure. This device is used to collect biometric data such as fingerprints, iris scans, and so on. Photographs of the entire family will be taken as well. The beneficiary may be required to first fill out the MA Amrutam card application form in Gujarati with accurate family information.
Following document verification, the beneficiary will be handed an MA Amrutam card, a scheme leaflet, and a list of empanelled hospitals. After a family receives the above documents, the enrolment procedure is complete.