Sarkari Yojanas or government schemes for small businesses are aimed at providing various benefits and services to small businesses in India. These schemes are designed to address the various issues and challenges faced by small businesses and improve their overall growth and competitiveness. Some of the popular sarkari yojanas for small businesses are:
- Pradhan Mantri Mudra Yojana: This scheme was launched in 2015 to provide financial assistance to small businesses and entrepreneurs. Under this scheme, small businesses can avail of loan up to Rs 10 lakh for non-agricultural activities and up to Rs 20 lakh for agricultural activities. The scheme has three categories: Shishu, Kishore and Tarun, providing different loan amounts to different size of the businesses.
- Pradhan Mantri Rojgar Protsahan Yojana: This scheme aims to provide incentives to employers for promoting employment generation. Under this scheme, the government provides an additional contribution of 8.33% of the employer’s contribution to the Employee’s Provident Fund for a period of 3 years to new employees.
- Prime Minister’s Employment Generation Programme: This scheme aims to create employment opportunities through the establishment of micro-enterprises in the non-farm sector. The scheme provides financial assistance to small businesses and entrepreneurs for setting up micro-enterprises.
- National Small Industries Corporation (NSIC) Schemes: This scheme provides various services to small businesses such as marketing support, technology development, and financial assistance.
- Stand Up India Scheme: This scheme aims to provide financial assistance to Scheduled Castes (SC), Scheduled Tribes (ST) and Women entrepreneurs for setting up a new enterprise.
These schemes are considered to be beneficial for small businesses in India as they provide financial assistance and other support that helps them to start, stabilize, and grow their businesses. The schemes also help in generating employment opportunities and promoting entrepreneurship in the country. The government should continue to work on improving the implementation of these schemes and addressing the challenges faced by small businesses to ensure their growth and competitiveness in the market.